idea-1

my favorite theme regarding micro-finance has always been connecting the vast pool of risk capital in the financial markets with the huge needs of funding the millions of small and micro enterprises. Something of the VC fund equivalent for the field of microfinance. It does not work in the same manner as a regular vc fund. That would be tough to imagine.
What we need instead is a mechanism which evaluates the feasibility of proposed micro enterprises effectively and a related mechanism which ensures payback on time and at low collection cost. Once these are in place, the missing link is availability of capital. This is easy to to get once the loan obligations from the micro enterprises are packaged into a manner similar to the mortgage backed securities. This of course assumes existence of a third mechanism which does the job of packaging the loans and selling them. But any NBFC can do this fairly easily.
The NBFC sells the concept and gets the capital. The distribution mechanisms evaluate and fund enterprises as well as get money back. This need not even happen in under the same roof in terms of a company. There can be an NBFC doing the job of simply funding a variety of microcredit companies. It has the job of aggregation and ensuring source of funds.